BIN 639249

BIN 639249 belongs to a Local Brand debit card issued by Sterling Bank in Nigeria.

BIN / IIN639249
Card brandLocal Brand
Card typeDebit
Card levelNot specified
PrepaidNo
Issuing bank Sterling Bank
Issuer websitehttps://www.sterlingbank.ws
Country🇳🇬Nigeria(NG)

What this BIN tells you

A card that starts with 639249 runs on the Local Brand network, is a debit card, was issued by Sterling Bank and comes from Nigeria. Payment systems read these first six digits before anything else: to route the transaction to the right network, to apply interchange and currency rules, and to flag mismatches between the card's country and the buyer's location.

A BIN identifies a range of cards, never one account. Knowing it tells you nothing about any individual cardholder. To test how your checkout handles Local Brand cards, use generated test numbers for form validation, and your gateway's official sandbox cards for payment flows.

BIN 639249 FAQ

Which bank issued BIN 639249?

BIN 639249 is issued by Sterling Bank in Nigeria.

Is BIN 639249 a credit or debit card?

BIN 639249 is a debit card on the Local Brand network.

What country is BIN 639249 from?

Cards starting with 639249 are issued in Nigeria (NG).

Can BIN 639249 identify a cardholder?

No. A BIN covers every card in a range from one issuer. It identifies the bank, brand, type and country, not an individual account.