Nigeria Credit Card Generator

Generate Luhn-valid test card numbers with Nigeria billing addresses for testing checkouts that take NGN. Pick a network below: MasterCard, VISA.

2235 1913 2897 8499

Card Holder

IDA CORMIER-SCHMELER

Expires

07/2029

IDA CORMIER-SCHMELER

155

This card is property of CardGenr Testing Services.

This is a test card for development purposes only.

Not valid for real transactions.

Click card to flip

Card Details

Card Number

2235 1913 2897 8499

Expiry Date

07/2029

CVV

155

Cardholder Name

IDA CORMIER-SCHMELER

Billing Address

74015 Alba Divide
Kerlukefield, California 69426-0548
Nigeria

Card networks in Nigeria

Custom BIN Generator

Enter a specific BIN/IIN prefix (4-8 digits) to generate a card from that issuer.

{
  "number": "2235191328978499",
  "type": "MasterCard",
  "expiry": "07/2029",
  "expiryMonth": "07",
  "expiryYear": "2029",
  "name": "IDA CORMIER-SCHMELER",
  "cvv": "155",
  "address": "74015 Alba Divide",
  "city": "Kerlukefield",
  "state": "California",
  "zipcode": "69426-0548",
  "country": "Nigeria"
}

14 lines · JSON format

About MasterCard Cards

BIN/IIN Prefix

Starts with 51-55, 2221-2720

Card Length

16 digits

CVV Length

3 digits

Industry

Banking and Financial

For Testing Only

These card numbers are generated for software testing purposes only. They cannot be used for real transactions and any attempt to do so may be illegal.

Shortcuts: G Generate · C Copy Number

Recent Cards

MasterCard

2235 1913 2897 8499

07/2029Just now

Testing payments in Nigeria

Currency

NGN

Common card networks

MasterCard, VISA

Cards generated here carry a Nigeria billing address, so you can check how your checkout handles local address fields, postal code formats and NGN amounts. The numbers are Luhn-valid and use the real prefix ranges of each network, which is enough for form validation, card-type detection and UI tests.

Many domestic cards in Nigeria also run on Verve. This generator produces the international network numbers, so if your integration routes Verve separately, test that path with your gateway's own sandbox cards.

A gateway's test mode only accepts the numbers that gateway publishes, so use generated numbers for front-end checks and the official sandbox cards for end-to-end payment tests.

Gateways commonly used in Nigeria

Paystack test cards Checkout.com test cards

How to Use MasterCard Test Cards

Test credit card numbers are essential for developers building e-commerce applications, payment gateways, or any software that processes card payments. Our MasterCard generator creates valid test numbers that pass Luhn algorithm validation.

Common Use Cases:

Testing payment form validations
Developing checkout flows
Integration testing with payment gateways (test mode)
UI/UX testing for card input components
Automated testing and CI/CD pipelines

Frequently asked questions

How do I generate a test credit card for Nigeria?

Choose a network (MasterCard, VISA) and press Generate. Each card comes with a Luhn-valid number, expiry date, CVV, cardholder name and a Nigeria billing address.

Which card networks are common in Nigeria?

MasterCard, VISA are widely used in Nigeria. Many domestic cards also run on Verve, which this generator does not produce.

Will these cards work in a payment gateway's test mode?

Not for end-to-end payments. Gateway sandboxes only accept the test numbers they publish, so use generated cards for form and UI testing and the official gateway test cards for sandbox payments.